End-to-end risk sharing
Frameworks that take a community from pooling risk to covering events and settling claims — designed to be run by the community itself.
- Pooling
- Cover
- Settlement
selfdriven · Insure
Communities that share risk, self-actuate.
selfdriven.insure helps communities and their members share (insure) risk — with end-to-end risk-sharing frameworks, generally available higher intelligence, and new agent-based distribution channels.
See the interfaces Or read the research behind itShared
risk pooled by communities and their members
End-to-end
risk-sharing frameworks, from cover to settlement
AI
generally available higher intelligence, put to work
Agents
personal intelligence agents as a new distribution channel
Purpose
Not insurance sold to communities. Risk they share.
Communities that self-actuate carry their own risk. selfdriven.insure gives them the frameworks, intelligence, and channels to pool it among their members — and to see how it is priced, held, and paid out.
Members share the risk. The community carries on.
Read the researchHigher intelligence, generally available
Using generally available higher intelligence to read feeds, assess risk, and support decisions that once needed a specialist desk.
- Feeds
- Assessment
- Decisions
Agent-based distribution
Connecting to new distribution channels built on personal intelligence agents — so cover reaches members where they already act.
- Personal agents
- Channels
- Members
Scope
What selfdriven.insure is building.
Frameworks, intelligence, and distribution for community risk sharing — on the interfaces of the selfdriven Network and grounded in ongoing research.
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01 · Frameworks
Risk sharing, end to end
Develop end-to-end risk-sharing frameworks for communities and their members.
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02 · Intelligence
Higher intelligence
Leverage generally available higher intelligence across assessment and operations.
selfdriven.fyi/intelligence -
03 · Distribution
Agent channels
Connect to new personal intelligence agent based distribution channels.
selfdriven.ai -
04 · Network
selfdriven Network
Leverage the selfdriven Network interfaces for technology and infrastructure.
selfdriven.network
Explore
The interfaces, the research, and the ecosystem.
Prototype interfaces for each line of risk, and where to read about the work behind them.
Interfaces
Built for humans.
Prototype interfaces people use directly to see and share risk across the main lines of cover.
- PrototypeFeeds DashboardThe data feeds that inform risk across every line.
- PrototypePropertyShared risk for homes and buildings.
- PrototypeMotor VehicleShared risk for vehicles and the people who drive them.
- PrototypeCommercialShared risk for businesses and community enterprises.
- PrototypeLife & HealthShared risk for members' lives and wellbeing.
Research & references
How it works.
The research behind selfdriven.insure and the references it draws on.
- Researchselfdriven.insure researchWorking research on community risk sharing.
- Framework · v0.1Dynamic Risk & Resilience Rating (DR²)Evidence-driven, peril-specific risk rating — architecture, methodology and validation.
- ResearchEcosystem researchInsurance use-case tests in the selfdriven-ai repository.
- Referencefida.financeA reference point for on-chain risk sharing.
- Researchresearch.selfdriven.foundationResearch across the selfdriven Foundation.